Run your own numbers.
Everything computes on this page and nothing leaves it. No login, no email, nothing stored.
What Medicare pays you for a session
Enter the Physician Fee Schedule allowed amount for the code you bill (look yours up on the CMS fee schedule tool for your locality). Counselors and MFTs are paid at 75 percent of the clinical psychologist rate.¹
Assumes assignment accepted and the Part B deductible met. Coinsurance is the patient’s 20 percent share; supplemental coverage often picks it up.
Your pace to full licensure
Michigan’s limited license runs out of road on March 1, 2027 for BCBSM billing. Enter where you stand; see the weekly pace that gets you there.²
The 3,000-hour default is editable because your requirement is set by your board file, not by a website. Application processing time is not included; leave yourself months, not weeks.
EDUCATIONAL ESTIMATES · YOUR MAC, YOUR PAYER, AND YOUR BOARD FILE GOVERN
These numbers move when the rules move. The app tells you the day that happens. And for the question behind half of them: the Medicare incident-to decision tree.
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